See the full picture
Understand your balance, income, and spending at a glance. No digging through statements or wondering where the month went.
Explore your overview →COMING SOON · YOUR MONEY, CLEARER
A calmer way to feel good about money.
Pennywise is getting ready for its first public release. See where your money goes, make room for what matters, and build progress that lasts — always free, private, and open source.
100% free. No subscriptions. No ads.
Your data stays local in your browser.
THURSDAY, SEPTEMBER 17, 2026
Good evening
Here’s your financial snapshot for this month.
TOTAL BALANCE24,860.00 MAD↑ 12.4% vs last month
INCOME18,400 MAD↑ 8.2%
SPENDING9,720 MAD↓ 4.1%
Cash flowIncome vs spending over time
THIS MONTH⌄Sep 1Sep 15Sep 30
GoalsKeep your eye on the prize
→Japan trip6,400 / 10,000 MAD
64%New home18,200 / 50,000 MAD
36%Small steps add up.Consistency beats perfection.
EVERYTHING IN ONE PLACE
Less spreadsheet.
More clarity.
Money management should feel empowering, not like a second job. Pennywise gives you just enough structure to make confident decisions.
Make every transaction count
Keep a simple, searchable record of your money movement and spot patterns as they happen.
↗Turn plans into progress
Set meaningful goals, track your savings, and celebrate the milestones along the way.
↗A FRESH START, IN THREE STEPS
Clarity feels better.
Start where you are. Pennywise meets you there.
Set up your space
Choose your currency, add a local password, and make Pennywise yours in under a minute.
Track what matters
Add income, expenses, savings pots, and goals as life happens. Keep it simple.
Build your next step
Use your clear snapshot to make one thoughtful choice, then another. It adds up.
YOUR DATA, YOUR SPACE
Private by default.
Always yours.
Pennywise runs locally in your browser and your financial data stays there. No bank connections, no ads, no tracking, and no selling your information. Export or back up your data whenever you want.
✓ 100% free to use✓ Local-first storage✓ No account required
Open your private dashboard →LOCAL
FIRSTYour data stays
with you
FIRSTYour data stays
with you
BUILT IN THE OPEN
Free as in freedom.
Open by design.
Pennywise is open source because financial tools should be transparent, understandable, and shaped by the people who use them.
SOURCE
READY WHEN YOU ARE
Your money story
starts here.
100% free. Private on your device. Open source for everyone.
Start tracking for free →